Articles Posted in Finance/Economy

Freedom 55, 65 or 75? Majority of Canadians Worry about Retirement Income

Save more and spend less. Seems like simple, straightforward advice for saving for the golden years, right?

The reality is an aging work force, longer life expectancy and declining birth rates are changing the retirement equation for Canadians. Those factors combined with stagnant and unpredictable economic conditions for the foreseeable future have majority of Canadians worried about being financially ready for retirement.

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The Changing Perspectives of Young Canadians

Every generation has its share of opportunities and challenges. Generation Y (or the Millennials) has grown up surrounded with an excess of technology and devices with access to information at their fingertips. While these unprecedented amounts of new technology and information provide unique opportunities compared to previous generations, Generation Y also face high levels of youth unemployment and stagnant economic conditions for the foreseeable future.

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Americans’ Perceptions of the National Economy and Personal Finances

Since hitting the lowest point in mid-2009, ratings of the national and local economies have shown small improvements. One third (33%) of Americans describe the current economic situation in their country as “good”. Perceptions about the national economy have improved notably since March among the higher income households, but have declined among the lowest income group.

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Canadians Among Most Positive in Assessing Current Economic Situation

Canadians’ assessments of the national economy have remained remarkably stable over the past two years, with two-thirds (65%) holding positive views. These positive perceptions keep Canada among the top countries internationally on this sentiment, along with: Saudi Arabia (84%), Sweden (76%), Germany (66%) and China (65%).

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The Lloyd’s Risk Index: Then & Now

Risk analysis is essential to business leaders in today’s uncertain economic times. Run in conjunction with our UK-based colleagues at Ipsos MORI, the Lloyd’s Risk Index 2013 is a survey of global business leaders’ perceptions of the greatest risks to … Read More…

Americans Focused on Unemployment and Jobs

The issue agenda of Americans has remained focused on unemployment/jobs over the last three years.

Although unemployment/jobs dominance has decreased recently, the top three issue concerns among Americans include unemployment/jobs (48%), healthcare (36%), and taxes (30%). April marks ‘Tax Season’ in the U.S., and this month’s report reflects this, as taxes have solidified its position as the third ranked issue, behind healthcare, in the last six months. Another recent shift is the surge in concern about crime and violence (22%) likely driven by issues surrounding the gun control debate.

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Top Three Issues: Healthcare, Unemployment/jobs and Taxes

Healthcare (41%), unemployment/jobs (39%) and taxes (30%) remain consistent as the top three issue concerns among Canadians. While trading spots periodically over the last three years, these three issues continue to occupy the top at a national level.

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Americans Assess the National Economy and their Personal Finances

Since hitting the lowest point in mid-2009, ratings of the national and local economies have seen fitful improvement. Americans (32% very good/somewhat good) are in the lower to middle of the pack in assessing the current economic situation in their country among the 24 countries studied. This measure has improved over the last couple months.

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Canadians’ Perceptions of the National Economy

On the heels of the 2013 Federal Budget, we turn our spotlight on the economy and despite some criticism that Finance Minister Flaherty’s economic growth projections are too rosy it appears that most Canadian concur with the Minister.

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Storm Clouds on the BRIC Horizon: Falling consumer optimism in Brazil, Russia, India, and China

The economic meltdown of late 2008 and early 2009, while global in nature, most squarely affected Europe, the United States, and more generally the industrialized world. In many of these places, consumer optimism fell between 30 and 40 points and has been very slow to recover since. Such dampened consumer enthusiasm, in turn, equated into serious household de-leveraging and reduced interest in spending on non-essentials goods and services. In contrast, this economic scenario only marginally affected consumers in emerging markets and, in particular, the BRIC countries. Indeed, at the same time the industrialized world was collapsing, consumer optimism and spending in emerging markets reached a fevered pitch. Many proclaimed a new world order with a new South-South economic axis. Within this context, most captains of multinationals had an emerging market strategy to help mitigate the uncertainties in Europe and the US.

That was then. What, though, is the state of global consumer sentiment today in 2012?

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